Damage to your home from insects, rats, mice, squirrels, skunks, birds and raccoons birds is usually not covered by a standard homeowners policy (although a window broken by a bird may be an exception). But, unexpected damage can be covered in homeowners insurance policies, even if it was related to a pest infestation. Regular maintenance can help reduce the risk of a pest infestation in your home.
https://gogreenpestcontrol.ca/does-your-home-o…er-rodent-damage/
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